if (!exclude) {

// *** POSITIONING AND STYLES *********************************************

var menuALIGN         = "free";		            	// alignment mode
var absLEFT           =	30;		                // absolute left or right position (if menu is left or right aligned)
var absTOP            =	0; 		                // absolute top position

var staticMENU        = false;		            	// static positioning mode (win/ie5,ie6 and ns4 only)

var stretchMENU       = false;		            	// show empty cells
var showBORDERS       = true;		           	// show empty cell borders

var baseHREF          = "WMIscripts/";   			// base path
var zORDER            =	1000;		  		// base z-order of nav structure

var mCOLOR            =	"#CCCC99";			// main nav cell color
var rCOLOR            =	"#3C4C77";			// main nav cell rollover color
var bSIZE             =	1;				// main nav border size
var bCOLOR            =	"#3C4C77";			// main nav border color
var aLINK             =	"#3C4C77";			// main nav link color
var aHOVER            =	"#EEEEBB";			// main nav link hover-color (dual purpose)
var aDEC              = "none";				// main nav link decoration
var fFONT             =	"arial";			// main nav font face
var fSIZE             =	11;				// main nav font size (pixels)
var fWEIGHT           =	"bold"				// main nav font weight
var tINDENT           =	7;				// main nav text indent (if text is left or right aligned)
var vPADDING          =	1;				// main nav vertical cell padding
var vtOFFSET          =	0;				// main nav vertical text offset (+/- pixels from middle)

var keepLIT           = true;				// keep rollover color when browsing menu
var vOFFSET           =	-20;				// shift the submenus vertically
var hOFFSET           =	132;				// shift the submenus horizontally

var smCOLOR           =	"#CCCCCC";			// submenu cell color
var srCOLOR           =	"#3C4C77";			// submenu cell rollover color
var sbSIZE            =	1;				// submenu border size
var sbCOLOR           =	"#3C4C77";			// submenu border color
var saLINK            =	"#3C4C77";			// submenu link color
var saHOVER           =	"#EEEEBB";			// submenu link hover-color (dual purpose)
var saDEC             =	"none";				// submenu link decoration
var sfFONT            =	"arial";	            	// submenu font face
var sfSIZE            = 11;				// submenu font size (pixels)
var sfWEIGHT          = "bold"  			// submenu font weight
var stINDENT          = 5;				// submenu text indent (if text is left or right aligned)
var svPADDING         = 1;				// submenu vertical cell padding
var svtOFFSET         = 0;				// submenu vertical text offset (+/- pixels from middle)

var shSIZE            =	4;				// submenu dropshadow size
var shCOLOR           =	"#666666";			// submenu dropshadow color
var shOPACITY         = 50;				// submenu dropshadow opacity (not ie4,ns4 or opera)

var keepSubLIT        = true;				// keep submenu rollover color when browsing child menu
var chvOFFSET         = -5;				// shift the child menus vertically
var chhOFFSET         = 10;				// shift the child menus horizontally

var openTIMER         = 100;				// menu opening delay time (not ns4/op5/op6)
var openChildTIMER    = 200;    			// child-menu opening delay time (not ns4/op5/op6)
var closeTIMER        = 400;				// menu closing delay time

var aCURSOR           = "hand";				// cursor for active links (not ns4, op5 or op6)
var altDISPLAY        = "";				// where to display alt text
var allowRESIZE       = mu;				// allow resize/reload

var redGRID           = false;				// show a red grid
var gridWIDTH         = 765;				// override grid width
var gridHEIGHT        = 500;				// override grid height
var documentWIDTH     = 0;				// override document width

var hideSELECT        = false;				// auto-hide select boxes when menus open (ie only)
var allowForSCALING   = false;				// allow for text scaling in gecko browsers
var allowPRINTING     = false;				// allow the navbar and menus to print (not ns4)

var arrWIDTH          = 13;				//arrow width (not ns4/op5/op6)
var arrHEIGHT         = 13;				//arrow height (not ns4/op5/op6)

var arrHOFFSET        = -20;				//arrow horizontal offset (not ns4/op5/op6)
var arrVOFFSET        = 0;				//arrow vertical offset (not ns4/op5/op6)
var arrVALIGN         = "middle";			//arrow vertical align (not ns4/op5/op6)

var arrLEFT           = "";				//left arrow (not ns4/op5/op6)
var arrLEFT_ROLL      = "";				//left rollover arrow (not ns4/op5/op6)
var arrRIGHT          = "";				//right arrow (not ns4/op5/op6)
var arrRIGHT_ROLL     = "";				//right rollover arrow (not ns4/op5/op6)


//** LINKS ***********************************************************

// add main link item ("url","Link name",width,"text-alignment","_target","alt text",top position,left position,"key trigger","mCOLOR","rCOLOR","aLINK","aHOVER")

addMainItem("index.asp","Home",130,"center","","",200,5,"","#CCCCCC","","","");
addMainItem("http://www.wisemortgage.com/Team","Team Profiles",130,"center","","",220,5,"","#CCCCCC","","","");
addMainItem("index.asp?subpage=tutorials","Mortgage Tips",130,"center","","",240,5,"","#CCCCCC","","","");
addMainItem("index.asp?subpage=links","Links",130,"center","","",260,5,"","#CCCCCC","","","");

   defineSubmenuProperties(120,"left","left",0,0,"","","","","","","");

	addSubmenuItem("index.asp?subpage=benefits","Benefits","","");
	addSubmenuItem("index.asp?subpage=calc","Calculators","","");
	addSubmenuItem("index.asp?subpage=mortgageTerms","Mortgage Terms","","");
				
	addSubmenuItem("index.asp?subpage=privacyPolicy","Privacy Policy","","");
	addSubmenuItem("index.asp?subpage=rates","Rates","","");
	
addMainItem("index.asp?subpage=faqs","FAQ's",130,"center","","",280,5,"","#CCCCCC","","","");


addMainItem("https://www.wisemortgage.com/team/set_agent_app.asp?agent_id=1","Mortgage Application",130,"center","","",300,5,"","#CCCCCC","","","");

//addMainItem("index.asp?subpage=references","References",130,"center","","",320,5,"","#CCCCCC","","","");
addMainItem("index.asp?subpage=careers","Careers",130,"center","","",320,5,"","#CCCCCC","","","");
addMainItem("index.asp?subpage=contact","Contact Us",130,"center","","",340,5,"","#CCCCCC","","","");
addMainItem("index.asp?subpage=siteMap","Sitemap",130,"center","","",360,5,"","#CCCCCC","","","");

}